Cloud-native policy administration is a technology decision with a people and process problem at its center.
The technical case for modern cloud-based systems is well-established: lower infrastructure cost, faster deployment cycles, better integration capabilities, and improved disaster recovery. What the vendor presentations typically understate is the organizational transformation required to realize those benefits.
Carriers that have completed successful core system migrations report that the technology implementation was the most predictable part. The harder work was redesigning the business processes that the legacy system had calcified over years. Workarounds that had become standard practice. Reporting extracts that had become foundational to operations. Roles that were defined by system limitations rather than business needs.
The carriers that get the most from a modern platform investment are the ones that use the implementation as an opportunity to rethink not just the technology but the workflows it supports. That requires leadership sponsorship and change management capability that is genuinely difficult to sustain over a multi-year implementation.
Budget appropriately for change management when planning a core system migration. The technology risk is manageable. The organizational risk is where implementations actually fail.
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