Telematics is no longer just an auto insurance story -- it is a risk management revolution spreading across lines.
Commercial property carriers are deploying IoT sensors to monitor building conditions in real time: water leak detectors, temperature monitors, and vibration sensors that can trigger early intervention before a loss occurs. The shift from reactive to proactive claims is substantial.
In workers compensation, wearable devices that monitor ergonomic strain and fatigue are being piloted by carriers working with large employers. The data creates new opportunities for loss prevention programs that reduce frequency at the source.
The common denominator across all these applications is the need for data infrastructure that can ingest, normalize, and act on high-frequency sensor streams in real time. That is where the technology investment is increasingly flowing in 2025-2026.
#Telematics #IoT #InsuranceTech #PAndC #RiskManagement
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